Private beta ยท 2026
The credit layer
the internet never had.
On-chain undercollateralized lending.
Built on Solana.
On-chain undercollateralized lending.
Built on Solana.
The problem
Billions of people are locked out of credit. On-chain, the situation is even worse. You need collateral to borrow collateral.
01
Traditional credit systems are opaque, centralized, and inaccessible to billions who lack conventional credit history.
02
Today's DeFi lending forces you to lock up more than you borrow. That's not credit. That's a pawnshop.
03
On-chain activity tells the full story. Nevra reads it to build a permissionless, portable credit score for everyone.
The solution
Nevra turns your on-chain history into a real credit score. No collateral. No bank. No gatekeepers.
01
Your transaction history, repayment behavior, and DeFi activity become a real credit score. No bank account required.
02
Access credit lines based on your score, not your collateral. Actually undercollateralized loans, on Solana.
03
Your score is on-chain, portable, and controlled by you. Use it across any lending protocol in the ecosystem.
Early access
Join the waitlist. Refer friends to move up and earn bonus points when we launch.